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insurance policyFostering employee well-being is a critical part of the success of every business. For a small business owner, implementing a workplace wellness program may be a bit challenging, but it can be done. By combining your small business insurance coverage and some creativity, you can encourage workplace wellness and perhaps gain some financial benefits from doing so.

Encourage Activity

Consider having standing or walking meetings when you need to speak with your employees. Before the start of each work day, have everyone do five minutes of activity, such as marching in place. Encourage your workers to take a walk on their breaks. Find out if your small business insurance coverage offers discounts to employee gym memberships. Your insurance coverage costs might decrease if your employees show improvements in health indicators such as body mass index (BMI), blood pressure or cholesterol.

Offer Healthy Options

If you have a vending machine for your staff, have it filled with healthy options such as trail mix and beef jerky instead of candy bars and potato chips. Offer bottled water or sparkling water rather than soda. If you have an employee who is under stress, provide resources for healthy coping such as, information about local counselors or stress-relief programs such as yoga or meditation.

Make It Competitive

Many people enjoy a challenge. Set up a competition with everyone’s fitness trackers to see who gets the most steps and offer simple prizes to the winners. Consider starting a workplace activity club such as a softball team.

Fostering employee well-being does not have to be expensive or time-consuming. These activities might even help to lower the price you pay for insurance coverage. Healthier employees who feel appreciated and taken care of can also help to boost the success and profitability of your business.

commerical insuranceOverview

As a small business owner, it is essential to save money whenever it is possible to do so. One of the biggest areas of opportunities for many small businesses is travel. The good news is that there are several different ways in which this can be accomplished. Here are several different tips for saving money on small business travel.

Plan Ahead

Having a plan ahead of time can be a great way to save money. The earlier that flights and hotels are booked, the cheaper they usually are. In addition, having a plan allows a person to layout their entire strategy when it comes to choosing where to go. Simply writing everything down and getting early reservations can save a small business a lot of money over the course of a year.

Insurance Coverage

When renting a car, many rental companies will ask if you want to have added coverage on the vehicle. However, this is often covered already by the business. Always be sure to decline any added on insurance coverage options. For the most part, these are not needed and will just waste money. This is another option that can save thousands of dollars over the course of a year if someone travels a lot with their company.

Use Rewards

There are many different ways that rewards can be used in order to get reduced cost on travel. Purchasing items with a credit card can earn reward points for the business. These can then be converted into airline miles or something along those lines. With all of the money that a typical business spends, this can really add up to a lot of saved money over the long term. These three tips can save the average small business thousands of dollars a year.

Fostering Workplace Wellness

September 24th, 2015 | Posted by Brenda Snow in Uncategorized - (0 Comments)

Insurance mazeSmall business owners have no shortage of challenges. The health and wellness of employees is one of them, but it need not be a daunting one. In fact, fostering employee well-being can be an opportunity to better the overall health and success of all aspects of the company.

 

Workplace wellness goes hand in hand with the happiness of employees. A small business can take the opportunity to lead the business world in this realm and benefit from it as well. As wellness becomes more of a priority for companies, insurance coverage has improved to keep up with the trend, making it possible for all parties to work together to make it happen.

 

Small business insurance coverage now typically includes wellness assessments for preventative medical care. Allowing and encouraging employees the tests that can prevent future illnesses and problems saves money in the long run for everyone involved. Ensuring the health of employees keeps employees healthy and attentive to their work instead of dealing with issues that arise from a lack of care.

 

Most new insurance coverage include wellness incentives in their policies. Incentives can range from exercise classes to smoking cessation assistance. Some employers choose to offer exercise classes at or near the office and the help of a personal trainer to encourage exercise that works for each employee. Many businesses also offer financial bonuses for losing weight and stopping smoking. An extra day off, free lunches, gift certificates, and even cash help employees push to become healthier and support each other in those efforts.

 

Fostering employee well-being is a valuable tool for ensuring company loyalty, productivity, and general happiness. The small business benefits when the employees are healthy, and the latest trends in insurance coverage make that happen.

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