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There are so many things that you have to do before you move. You will have to call your homeowner insurance company. Your insurance coverage may need to change when you move to your new place. You will also have to do a lot of packing. Additionally, if you have pets, then packing up and moving can be even more difficult. In addition to getting pet insurance, there are many things that you can do to make this move easier for your pets.

Tips On Moving With Pets

Prepare Your Pets For The Move

Cats and dogs typically do not like change. You can prepare your pets for this move by bringing the moving boxes in before you move. You should also keep your pets in the same room while you are packing up on moving day. However, if your pet is spooked, then you may want to keep him or her at a friend’s house until you finish packing up.

Make Sure Your Pet Has ID Tags And Collars

This is just as important as getting pet insurance. Your pet should have a collar and ID tag with your contact information on it. You may also want to get your pet microchipped. This will give you extra protection just in case your pet loses his or her collar and ID tag. Your insurance coverage may include microchipping.

Put Your Pet In His Or Her Crate

This is one of the most important tips on moving with pets. Your pet probably has not spent a lot of time in his or her crate. You can prepare your pet for the move by putting the pet in the crate every day and gradually increasing the time that he or she spends there.

Take Breaks Regularly

When you are thinking about your homeowner insurance, you should also make sure that you schedule breaks. Regular breaks are important for both you and your pet.

Before the first claim is filed, and even before the first premium is paid, trust between the customer and agency should be cultivated. Whether the customer needs a policy for homeowner insurance, renters insurance, auto insurance or business insurance, the goal of the agency should be to demonstrate trust factors that ensure that every customer will be a lifelong client.


One such trust factor is competence. A thorough knowledge of the product and the ability to articulate the parameters of the insurance coverage is essential for building client confidence. The customer should know what they’re purchasing and should be confident that their homeowner insurance coverage, renters insurance coverage, auto insurance coverage or business insurance coverage meets their needs.


Additionally, a regular review of the product is needed to determine if the customer continues to have adequate insurance coverage. Does the client’s homeowner insurance coverage reflect recent upgrades made to the home? Is their renter’s insurance coverage for personal liability sufficient? Would an increase in coverage give greater protection for a customer reevaluating auto insurance coverage? Should our business client add professional liability to their business insurance coverage? Such care demonstrates to clients that they are a top priority.


A further demonstration of trust is through exceptional customer service. Can the agency be counted on when the customer files a claim? Whether the claim is for minor damage or a catastrophic loss, a demonstration of compassion, patience, regular follow-up and an expeditious handling of a claim will go a long way to show the customer that they are valuable clients.


Whether clients are shopping for homeowner insurance, renters insurance, auto insurance or business insurance, trust factors such as competence and excellent customer service will ensure that your customers will be with you for a long time.

In this day and age, it is still possible to encounter people who many misconceptions about obtaining basic insurance coverage. It doesn’t matter whether they own their house or not, these adults carry neither homeowner insurance or renters insurance coverage. If most states didn’t require auto insurance, they would probably drive uninsured as well.

Choices abound for consumers

The uninsured are usually concerned with how much insurance coverage they need and how much their monthly payments will cost. While many people still believe they have no choice in the matter, they are in fact sitting in “the drivers seat” when it comes to picking out their coverage. This is true of insurance policies purchased from independent insurance agents, as well as insurance companies who solely operate online.


Auto insurance

For that person who needs to pay a lower monthly premium, a higher deductible amount can be arranged. However should an unfortunate incident occur, you might have to pay for any damages later on. Conversely if one wishes to avoid out-of-pocket charges in advance, a higher monthly premium leaves you free from worry.


Your property is important

Having homeowner insurance is often a necessity, especially for those homeowners who are currently paying off a mortgage to a bank or other lending institution. In the event of damage or a burglary situation, renters insurance coverage will protect residents of apartment buildings too. Rest assured, that a full range of choices are always left up to the policy holder to decide.


Business insurance

Small business owners definitely need to insure their companies, in much the same way as their larger corporate counterparts. With business insurance, losses can be recovered quickly. No matter what your company sells or manufactures, gambling with your way of making a living is a dangerous thing to do.

Everyone wants to feel safe, not only from criminal mischief but from accidents as well. A moment of distraction can lead to a lifetime of regret, and nowhere is that more true than with home window safety. Luckily, it’s not difficult to dramatically improve home window safety. Doing so may not only save a life, but also cut homeowner insurance policy costs.


One simple fix is to not place furniture too near a window. Children and pets both enjoy watching the world go by, but they lack an adult’s common sense. Even a window with a screen is a danger to a curious child. Though insurance coverage may take care of the monetary cost of an injury, nothing can heal the emotional damage from losing a child to a preventable accident.


In fact, even with strategic furniture placement a better option may include installing bars. Placing window guards with emergency releases on the window will not only eliminate the threat of a child falling out, it will reduce the chances of a burglar breaking in. The secondary benefit is that either renters insurance coverage or homeowner insurance coverage will likely go down in price with this additional security measure in place. The emergency release means that the window can still be used as an escape route in case of fire, something which may also be required to maintain homeowner insurance coverage.


Another way to increase window safety is from the outside. Trimming back overhanging branches reduces the chance of a broken window during a storm, a fix that can be expensive even with insurance coverage. Though windows broken by acts of god are often covered by homeowner insurance, the deductible can add up to hundreds of dollars. There is also the risk to both the pets and people in the home from the broken glass.


Trimming back trees, moving around furniture, and installing window guards are quick and easy fixes to a very real safety hazard. It will provide peace of mind to anyone in the home, while also saving money in the long term via the homeowners or renters insurance coverage. In a world full of unavoidable dangers, it is nice to find a problem with such an easy solution.

The thought of someone breaking into the sacred space you call home is jarring. While you cannot prevent all misfortunes from occurring, you can do your best to protect yourself and your family.


1. Get a Dog.
While you should adopt a pet because you love him or her, and not as a working animal, dogs offer an important security benefit. They make noise. If a person approaches the house, a barking dog can ward that individual off. You should speak with your homeowner insurance company before adopting since some homeowner insurance coverage policies will not cover certain types of dogs.


2. Install an Alarm System.
An alarm system, complete with signs advertising the presence of the system on the lawn, doors and windows, is a smart way to keep people away. Take a look at your homeowner insurance coverage policy and speak with your homeowner insurance company because you may receive a reduction on the rate.


3. Set up Video Cameras
No one wants to get caught on tape destroying a home, whether you have homeowners insurance or renters insurance coverage. Of the home theft prevention tips, installing a camera is a smart one. Post a sign that says a camera exists. If someone still does break in, you will have footage of him or her.


4. Better Doors and Windows
When you are installing windows and doors that are sturdier, you should also find out if your insurance coverage offers any breaks for doing so. You may find that your insurance coverage will reduce the fee if you have certain types of units and locks.


5. Secure the House
The last of these home theft prevention tips is to make sure you always lock your windows and doors, even if you are home or just running out for a few minutes.


Whether you own a home or are researching renters insurance coverage, these tips can help you to stay safe.

Moving With Your Pets

October 22nd, 2015 | Posted by Brenda Snow in Pet Insurance - (0 Comments)

5 Tips for Moving with Your Pets


Moving can be stressful enough for humans. It can be even worse for pets. However, there are ways you can make sure both you and your pets have a smooth transition. Below are five tips on moving with pets that can help.

1. Take Your Pet to the Vet

You should visit the vet one more time before you move. This can reassure you that your pet is healthy enough to travel and adjust to a new home. You can also get a copy of your pet’s vet records so you can hand them over to the new vet.


2. Contact the Airline About Your Pet

If you need to travel by air during your move, contact the airline about their rules regarding pet storage. You’ll likely have to pay a transportation fee as well as pet insurance.


3. See If Your Pet Will Affect Your Homeowner Insurance Coverage

Unfortunately, some homeowner insurance plans charge higher premiums if you own a pet. Try to find an insurer that doesn’t if you are moving into a new house.


4. Use a Carrier If You Need To

If your pet isn’t that well behaved in the car, you should probably invest in a carrier to help make the move easier. However, some pets do better in carriers than others. If it’s not really needed, you might be better off letting them sit in a passenger seat.


5. Take Plenty of Water and Bathroom Breaks

On a long drive with an animal like a cat or dog, you need to make sure you give them bathroom breaks every few hours. You don’t want your pet to have an accident in your car. Also make sure your pet is properly hydrated during the trip. Bring your pet’s water dish. Some dogs may also be able to drink out of a glass if that’s more convenient for you on the road.

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