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2 Tips to Keep Your Family Safe From Late Summer Hurricanes

In the heart of hurricane season, it should not be surprising to hear that your home and your family will experience severe weather events in the coming months. However, if you use these quick storm and hurricane safety tips, you can save your family and your home from the next Sandy.

 

Have a Storm Plan

Remember conducting routine fire drills in school? Some people find them unnecessary or boring, but they are mandatory for a reason! When reviewing home safety tips with your family, make sure you include a storm plan that the family can execute in about fifteen minutes. Having a stock of canned goods, bottled water, and battery-powered light sources is good, but always plan for the possibility of evacuation. Know the storm shelters in your area, and plan alternate routes to safety centers. The best severe weather advice calls for planning ahead: Remember, if you fail to plan, you plan to fail.

Check Your Homeowners Insurance Coverage

When is the last time you looked at your insurance coverage? You might be surprised how much storm damage your insurance fails to cover. In fact, almost all homeowners insurance coverage does not cover hurricane or flood damage. Check your insurance coverage and consider if your home needs insurance against flood or hurricanes damage. Better yet, take full advantage of free maps and flood risk tools provided by the U.S. Government. The loss of a home to hurricanes and flooding can be heartbreaking, but well-planned insurance policies can provide you and your family peace of mind and support in a disaster scenario.

With a little bit of effort, these storms and hurricane safety tips will keep your home and your family safe in the near future. Do you have any severe weather advice that we missed? Feel free to comment with your own home safety tips and experiences!

How to Keep Your Home Safe While You Are On Vacation

You’ve been looking forward to an exciting vacation. But how can you make sure your home stays safe while you’re away? Here are five home safety tips.

Lock up tight

It seems obvious but you should double-check your doors and windows before you head out of town. A single open window could serve as an invitation to disaster. If you have an alarm system, arm it.

Prevent disaster inside

Burglars aren’t the only threat to your home. A burst pipe or water leak could cause substantial property damage, forcing you to make a costly claim on your homeowner’s insurance coverage. Consider turning off your water while you’re away. (Make sure you test the main shutoff a few days before you leave in case you find a problem with the valve.)

Let the right people know you’ll be gone

It’s a good idea to have the post office hold your mail while you’re out of town, especially if your mailbox doesn’t lock. If you have a newspaper delivered, you can ask for delivery to be stopped while you’re gone. Also, consider alerting the local police department. They may schedule vacation checks for your house. Ask a friend or neighbor to pick up any packages. A trusted friend can also do a quick check of your house while you’re away.

Be tricky

Most thieves don’t want to risk entering an occupied home. Try leaving a radio on while you’re gone. Light timers can also trick thieves into thinking that someone’s at home.

Check your insurance coverage

Homeowners insurance coverage helps cover losses from theft and property damage to your home. By following these home safety tips and ensuring you have sufficient insurance coverage, you can know your home is protected even when you’re away.

Taking a dip in the pool is a great way to cool off on a hot summer day. The pool is also an ideal place to relax and socialize with friends and family. Unfortunately, pools can also create a big safety hazard, and it’s important to take the right precautions for swimming pool safety, especially if you have young children. Here are a few home safety tips for your pool:

 

Your pool should have a fence or a barrier as well as a cover. The barrier should be at least four feet high and should completely surround the pool. Whenever your pool is not in use, keep it covered with a safety cover.

 

Keeping the deck or area around the pool clear of any clutter is essential for swimming pool safety. It’s easy to trip and fall on a wet and slippery surface. Make sure the water is always properly filtered and has the right chemical levels. Test the chlorine and pH levels at least once a week.

 

If you have young children, never leave them alone when they’re in or near the pool. They should always have adult supervision. If there are multiple adults around the pool, designate one person who has a solid knowledge of home safety tips to always keep an eye on the kids.

 

Homeowners insurance coverage is essential for pool safety. Most home insurance covers both property damage and liability, so if someone does get hurt in your pool, you’ll have the right insurance coverage. Even if someone got hurt while using your pool without your knowledge, you may be held responsible. Homeowners insurance coverage will prevent you from having to pay thousands of dollars in medical or legal bills if someone gets injured. Hopefully, no one will receive an injury at all, but if they do, the right insurance coverage will be beneficial.

The Fourth of July is almost here. However, before you get excited about celebrating American’s independence with fireworks and barbecues, remember that safety doesn’t take a holiday! Here are several home safety tips you can use to remain safe on July 4th.

Check Your Coverage

If you intend on having a large group of people over to you home for the holiday, check your homeowner’s insurance coverage. You could be considered responsible for any accident that happens during your party. You also should check your homeowner’s insurance coverage to know exactly what you are allowed to do on your property for a party. For example, fireworks may not be allowed!

Watch the Fires

Most Fourth of July celebrations involve fire. For example, people set off fireworks, grill food, indulge in a cigar, or build a bonfire. Fire is one thing that makes the holiday so memorable and so much fun. However, use common sense safety with all of these activities. Your insurance coverage may be useless if you are negligent in these areas during the holiday.

Reserve that Driver

If you plan on attending someone’s party for the holiday, make sure you make plans to get home safely before you arrive. Don’t start looking for a designated driver after you’ve had too much to drink.

Remember Stranger Danger

If you are at a large party away from home, remember that not everyone there is your friend. Keep your wallet and purse near you at all times. Also, resist the temptation to go to a place alone with someone you just met after drinking at the party. This is how bad things can happen!

Remember, sometimes the best insurance coverage is to simply stay smart. Use the above home safety tips to keep your Fourth of July activities safe and awesome!

When Fathers Day is on the horizon, it’s only fitting to break out the charcoal and your favorite cuts of meat for a celebratory barbecue. However, before you usher forth the fire and brimstone, it’s important to consider a few home safety tips that are important not only on holidays¬†but all year round.

 

First of all, it’s a good idea to consider the insurance coverage for your home and valuables. Even when you abide every safety precaution possible, accidents can happen. A fire can leave you homeless, devastated and at a loss of how to reboot your life. Proper homeowners insurance coverage can make sure that your assets can be replaced in dire situations.

 

 

With insurance coverage as a buffer, you’re almost ready to plan a Fathers Day celebration fit for a king. If you’re using a propane grill, you always want to make sure you check the valves for gas leaks prior to igniting the unit. An easy way to do this is by rubbing a bit of dish detergent and water onto the tank hose. When you turn on the gas, you’ll notice a leak because you’ll be able to see bubbles protruding from the hose. In the event of a leak, you’ll need to have your grill serviced by a professional immediately before use.

 

When using a charcoal grill or a grill pit with wood, make sure that any starter fluid you use is kept a safe distance from the grill, children, and pets. Always keep your grill away from chairs, railings, and low hanging branches. As long as you keep basic home safety tips in mind, your Fathers Day celebration should go off without a hitch. A homeowners insurance coverage policy can also make for an excellent Fathers Day gift, so consider thinking outside the box this year by giving your family a sense of security.

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