Be a Safe, Easy RiderJune 26th, 2015 | Posted by in Auto Insurance
Rising gas prices have made motorcycles an economical option for many drivers. Besides saving money on fuel, many people enjoy the recreational aspect of traveling the open road. Regardless of the reasons why you prefer two wheels, you need to stay safe and make sure your bike is properly insured.
Most states require bikers to wear a helmet. An accident can happen in a fraction of a second, and wearing a helmet can save your life. Since you do not have the shield a car provides, you are also at risk of being hit by bugs and flying debris. Keep your eyes covered day and night. Riding boots will keep your feet in place. Never wear sandals on a motorcycle, and pants and gloves can lessen the impact of a crash.
Once you have your safety gear, you should consider taking a professional motorcycle safety class. Most are night classes held for two weeks. When you complete the course, you will be given a card that shows proof of completion. Some insurance companies offer discounts for completing a safety course.
After completing the class, you will need to purchase motorcycle insurance. You do not want to be an insurance liability to other drivers. If you are making payments on your motorcycle, the finance company will require you to purchase full coverage insurance. You should still consider liability insurance if you are not required to have full coverage. Liability insurance is cheaper, but you will be responsible for damages to your bike if the other driver does not have insurance. Most drivers opt for an inexpensive full coverage policy.
Following these motorcycle safety tips can reduce the chances of injury, and shopping around for an affordable policy can save you money on insurance.
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