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Moving On Up!

October 27th, 2016 | Posted by Brenda Snow in Homeowners Insurance | Insurance Company | Insurance Coverage

homeownersinsuranceBuying that new home is an exciting time. You have a new neighborhood, schools and shopping areas to visit. Moving can be a bit scary, too. Here are tips for moving into a new home that many don’t think about.

Setting a budget

One of the best tips for moving into a new home is always set a moving budget. There are moving costs that many don’t consider. Of course, you have your closing expenses and will need to purchase homeowners insurance coverage, but there are other expenses.

Other expenses

If you use a moving company, you’ll need to budget for that. Moving companies rates can be high, and if not careful, you could go over your budget. Make sure to go over your insurance coverage with your agent to see what all is covered. You may have property covered but not contents. It’s best to get homeowners insurance coverage for contents and property.

You’ll have deposits for utilities to factor into your moving budget if you’re moving to a different area. If you’re in the same state, you can generally transfer power but not water. You’ll have expenses for moving your cable or satellite and home phone. In suburbs, there’ll be expenses for garbage pick-up. Depending on what type of school or daycare you need effects that expense.

Another cost is parking expense. Some cities require you to purchase yearly parking decals. Check with your local Chamber of Commerce to find out if this is applicable. If you’re thinking of taking public transportation, you’ll want to know the cost.

Overall

Moving costs can be expensive if you aren’t careful. From insurance coverage to moving companies, it adds up. Don’t get blindsided by expenses not expected. Create a budget and stick to it.

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