There are so many things that you have to do before you move. You will have to call your homeowner insurance company. Your insurance coverage may need to change when you move to your new place. You will also have to do a lot of packing. Additionally, if you have pets, then packing up and moving can be even more difficult. In addition to getting pet insurance, there are many things that you can do to make this move easier for your pets.
Tips On Moving With Pets
Prepare Your Pets For The Move
Cats and dogs typically do not like change. You can prepare your pets for this move by bringing the moving boxes in before you move. You should also keep your pets in the same room while you are packing up on moving day. However, if your pet is spooked, then you may want to keep him or her at a friend’s house until you finish packing up.
Make Sure Your Pet Has ID Tags And Collars
This is just as important as getting pet insurance. Your pet should have a collar and ID tag with your contact information on it. You may also want to get your pet microchipped. This will give you extra protection just in case your pet loses his or her collar and ID tag. Your insurance coverage may include microchipping.
Put Your Pet In His Or Her Crate
This is one of the most important tips on moving with pets. Your pet probably has not spent a lot of time in his or her crate. You can prepare your pet for the move by putting the pet in the crate every day and gradually increasing the time that he or she spends there.
Take Breaks Regularly
When you are thinking about your homeowner insurance, you should also make sure that you schedule breaks. Regular breaks are important for both you and your pet.
You would not allow you or your family to go without health insurance, so why would you let your pet go without pet insurance? Pet insurance does not just save money on sudden injuries are illness; it will also help with routine pet health care maintenance as well. Don’t have dogs? Don’t worry because there are also pet health insurance companies that offer plans for cats and other types of pets as well.
Many pet plans will provide major benefits if the worst happens: an accident or injury. Veterinary care in the aftermath of a car accident, accidental swallowing of a dangerous object, or an injury can be incredibly expensive. This unexpectedly high cost can really put families in a tough spot. With pet insurance, however, there is a usually a low, affordable deductible and then the insurance will pay for the rest of the cost.
Besides the peace of mind in knowing that you are able to take care of your pets should there be an unexpected accident, pet health insurance can also be helpful with routine veterinary visits. These plans will often pay a large portion of routine costs such as dental cleaning, wellness exams, heartworm tests, vaccines, and urine tests. Some plans even offer flea prevention and nail clipping as well. These routine benefits save pet owners money on a regular basis.
Besides the accident and routine benefits of pet health insurance, some companies will also offer coverage for illnesses and hereditary diseases. If you are planning on getting a purebred pet of a breed that is prone to certain illnesses then getting protection from hereditary diseases may be a good idea.Pets are also susceptible to diseases like cancer or diabetes, and there are plans to protect against these illnesses as well. Protect your pet like you protect your family with pet health insurance.
1. Take Your Pet to the Vet
You should visit the vet one more time before you move. This can reassure you that your pet is healthy enough to travel and adjust to a new home. You can also get a copy of your pet’s vet records so you can hand them over to the new vet.
2. Contact the Airline About Your Pet
If you need to travel by air during your move, contact the airline about their rules regarding pet storage. You’ll likely have to pay a transportation fee as well as pet insurance.
3. See If Your Pet Will Affect Your Homeowner Insurance Coverage
Unfortunately, some homeowner insurance plans charge higher premiums if you own a pet. Try to find an insurer that doesn’t if you are moving into a new house.
4. Use a Carrier If You Need To
If your pet isn’t that well behaved in the car, you should probably invest in a carrier to help make the move easier. However, some pets do better in carriers than others. If it’s not really needed, you might be better off letting them sit in a passenger seat.
5. Take Plenty of Water and Bathroom Breaks
On a long drive with an animal like a cat or dog, you need to make sure you give them bathroom breaks every few hours. You don’t want your pet to have an accident in your car. Also make sure your pet is properly hydrated during the trip. Bring your pet’s water dish. Some dogs may also be able to drink out of a glass if that’s more convenient for you on the road.
The holidays are a joyous time. However, there are many things that have to be done in order to ensure your holidays go smoothly. You may need to update your homeowner insurance coverage. You also have to make sure your pet is kept safe at all times. Below are some of the key pet safety tips:
Secure Your Tree
In order to prevent the tree from tipping over on your pet, you will need to make sure that it is securely anchored. Securing anchoring your tree will also help prevent the tree water from spilling. Standing water can cause bacteria to grow. If your pet drinks tree water, then he or she may begin to suffer from an upset stomach.
Additionally, fires are more common during the holiday season because of trees. This is one of the reasons it is important to update your homeowner insurance during the holiday season.
Do Not Give Your Pet Chocolate
The holidays are a time to indulge on your favorite foods. You may also be tempted to share some of those foods with your pet. However, there are certain things your pet should never eat. One of those things is chocolate. You should also avoid feeding your pet things that have been sweetened with Xylitol.
Keep Your Pet Away From Poinsettias
Poinsettias are a nice decoration, but they are poisonous to your pet. That is why you will need to keep your pet away from poinsettias. Holly, mistletoe and lilies are examples of some of the other things that can be dangerous to pets.
Avoid Leaving Candles Unattended
Candles are another one of the top causes of fires during the holiday season, which is another reason it is important to update your insurance coverage. Candles should never be left unattended because your dog can very easily knock them over.
Did you know you’re liable for Fido and Fluffy’s actions? That’s right. If your pet harms someone, the results can be catastrophic. For starters, your animal’s actions could seriously harm someone, or result in their death. As if that wouldn’t be traumatic enough, there’s the possibility of pricey repercussions for you as the master. That’s why it’s important to make sure you have the proper coverage through your homeowner insurance.
Through planning, you can protect yourself in the event your pet goes wild. It’s important to know if your insurance includes animal liability. In most cases, your coverage will provide the necessary personal liability coverage, but it’s critical to know for certain if the coverage applies to pets you legally own. Also note that anyone who has custody of animals in your home, but without your consent, is likely not insured under your policy.
Here are some other insurance coverage nuances to consider. It’s become popular for people to own exotic pets and vicious dog breeds, and many insurance companies now exclude animal liability coverage from their policies. However, you may be able to purchase coverage for an additional premium. Check to see if your insurance policy includes lawsuit defense coverage and medical costs for the patient, including ambulance, ER and future medical attention.
If your pet attacks someone, the pain can also extend to you in the form of emotional distress and separation anxiety. Law enforcement may require your pet to be impounded and checked for rabies. Your coverage will likely not apply to these fees, but it’s advised to discuss the specific details with your insurance agent.
Even if you couldn’t dream of your pet harming someone, it’s in your best interest to review your homeowner insurance coverage for peace of mind and the safety of everyone potentially involved.
Today, pets need comprehensive pet health insurance coverage to help offset the increasing costs of sickness, veterinary health services and other pet health issues requiring expensive healthcare.
Our article below covers five major areas of pet insurance that owners should know about when selecting health insurance for their pets and some of the benefits as well.
1- The Bottom Line: The Plan’s Coverage
What does the plan cover specifically and will a higher deductible be needed to pay for the plan? These are two areas that benefit pet owners greatly if they are known before hand and clearly stipulated in the policy.
2- What Percent Reimbursement Can You Expect?
Some pet health insurance plans reimburse up to 90% of veterinary services while other do not. Likewise, a veterinarian’s examination fee is another item sometimes not covered. In addition, knowing if you have a per incident deductible also affects your reimbursement amount. Be certain to know what coverage you do have.
3- Does The Plan Cover Wellness Items?
Preventive Wellness coverage doesn’t always automatically come with pet health insurance. Some policies simply do not include spay/neutering surgery, annual dental cleanings, annual exams, flea/heartworm medication, several vaccines and additional tests.
4- Pet Insurance May Require Using A Network of Veterinary Providers
Much like their owners on health plans, pets may be limited to being seen by a network of preselected providers. Don’t settle for just any veterinarian. Check out their standing in the veterinary community and ask about word-of-mouth recommendations from family and friends. Also, checking their rating with the Better Business Bureau may help in selecting veterinarians as rated by the business community.
5- What Requirements Do You and Your Vet Have To Comply With?
Do you have to pay upfront for services rendered or can you submit a bill and wait for the insurance company to reimburse the veterinarian? How well does a veterinarian work with an insurance company–if at all?
As you can see, there are many factors involved in carrying pet insurance, but knowing and carefully reading the fine print ahead of time may avoid unpleasant sticker shock for pet owners, so choose wisely.
Pet liability insurance is perfect for homeowners who have a dog. Even though you may have the sweetest dog, he or she can bite someone or another animal at any time. When a bite or accident occurs involving your pet, it is good to have insurance on your side.
Pet liability insurance is often covered under home insurance policies and if not, you can ask specifically to have it added in. If a bite or accident does occur, the insurance company will cover the costs of the damage. If a homeowner does not have any type of liability insurance, the person who was hurt can sue and hold the dog’s owner responsible.
It is important to speak with your home owner’s insurance company as soon as possible to find out if your dog will be covered. Some insurance companies do not cover dogs on the aggressive breed list including pit bills, Dobermans, Chows, and Rottweilers.
Reasons for Needing Insurance
You may think that you do not need the additional insurance for your pet. There are a few different reasons why someone may need to purchase the extra liability, just to be safe.
If your dog has a history of not getting along with other animals or becoming aggressive, a pet liability policy is good for you. Your dog may get out of your house one day and if another animal is around, you never know what can happen.
If your dog has ever accidentally bit someone, you should also carry a policy in case another bite happens.
Some state laws and landlords require that you carry specific liability insurance when you have a dog. This is to keep you safe and protect your interests in the event something does happen.
If your dog is not on your homeowner’s insurance policy or is an excluded breed, speak to your insurance company about having the dog covered. Some companies will specifically cover dogs who appear on the aggressive breed list.
Getting covered is as easy as 1-2-3. Speak with your insurance agency to find out what information you need to provide and how much additional a pet liability policy will cost you. You want to protect yourself and your pet, should anything happen.
Celebrate National Love Your Pet Day
Pets offer so much love yet ask for so little in return. Owning a dog or cat has been shown to reduce stress levels in their owners and even lower their blood pressure. Most households in the United States have at least one dog or cat, and most people consider them as valuable family members. Take a few minutes out of your busy schedule to show your pets how much you appreciate their loyalty and affection by signing them up for pet insurance on this important day. (more…)
Many people view their pets as important members of the family and with advances in veterinary medicine pets are now living longer. Veterinary specialists can range from ophthalmologists to oncologists and can keep your four-legged family member living a long and healthy life.
Along with advanced treatments in veterinary medicine comes an increase in the cost of veterinary care. An unexpected pet injury or illness can cost thousands of dollars and pet owners must often consider cost when weighing treatment options for their pets. Many people worry that they may have to choose euthanasia over treatment because they are unable to pay high veterinary bills. (more…)