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Green Home Upgrades

September 8th, 2016 | Posted by Brenda Snow in Homeowners Insurance | Insurance Company | Insurance Coverage

One of the best ways to get a better price on home insurance coverage is with green home upgrades. Insurance companies love green upgrades because these updates make homes healthier and safer, which reduces insurance coverage claims. For example, homeowners usually replace dangerous materials that easily ignite or release harmful VOCs. Large-scale green upgrades that increase property value typically lead homeowners to invest in modern security and SMART home systems.


Reduce your home insurance coverage premiums with a few simple changes. Consider these easy ways to have a green home when planning your next small or large renovation project:


– Install energy-efficiency equipment, such as Energy Star appliances, solar- and thermal-based heating and cooling units, CFL light bulbs and socket timers that automatically shut off power to hibernating electric devices.
– Prevent air leakage and temperature fluctuations by sealing gaps everywhere you find them throughout your home, such as around windows, doors and vents, along baseboards, behind electrical outlets and in walls.
– Replace faucets, toilets and shower heads that are more than 20 years old with newer, more efficient ones that use less water or monitor water usage.
– Choose a drip irrigation system for watering outdoor plants that carefully dispenses a precise number of water droplets to plant roots instead of flinging water all over plant tops where it can evaporate quickly.
– Pick eco-friendly alternatives made from recycled and sustainable materials when updating common renovation areas, including cabinets, countertops, floors and decks.


Of course, these few easy ways to have a green home do more than provide insurance coverage benefits. Green upgrades reduce energy bills, improve indoor air quality and make any type of home more comfortable and inviting. Many of these changes can even result in substantial breaks at tax time because of government incentive programs.

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